<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The Frugal Beagle &#187; savings</title>
	<atom:link href="http://www.frugalbeagle.com/tag/savings/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.frugalbeagle.com</link>
	<description>Learn frugal tips for free</description>
	<lastBuildDate>Sat, 23 Oct 2010 07:32:46 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>How To Avoid Impulse Buying</title>
		<link>http://www.frugalbeagle.com/how-to-avoid-impulse-buying/</link>
		<comments>http://www.frugalbeagle.com/how-to-avoid-impulse-buying/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 09:49:36 +0000</pubDate>
		<dc:creator>Mr. Beagle</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[frugal]]></category>
		<category><![CDATA[frugal tips]]></category>
		<category><![CDATA[impulse buying]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.frugalbeagle.com/?p=26</guid>
		<description><![CDATA[Just look at things that you buy on a supermarket, at least a third is likely unplanned and inessentials. • Impulse items aren’t just candy, magazines, and sodas in the checkout aisles. Supermarket designers are smarter than that. They place complementary items tightly on a shelf; need a huge glass of hot chocolate to go [...]]]></description>
			<content:encoded><![CDATA[<p>Just look at things that you buy on a supermarket, at least a third is likely unplanned and inessentials.<br />
•	Impulse items aren’t just candy, magazines, and sodas in the checkout aisles. Supermarket designers are smarter than that. They place complementary items tightly on a shelf; need a huge glass of hot chocolate to go with those marshmallows? A cup of coffee to go with your biscotti? Watch out for other temptations within the aisles as well.</p>
<p>•	Bring a limited amount of cash. Bring only the amount you want to spend. People are likely to spend up to twice as much, if they carry a credit card. Try to avoid the dangerous urge to spend more and you should go for the cash-only strategy. It is a good idea for those who always find it hard sticking to a list. Bringing just enough cash with you will help to discern the difference between needs and wants.</p>
<p>•	Sort items in your cart. Place all unplanned items into the front part of the cart. When you&#8217;re about to pay, check for the items in your cart and consider whether you should return them. If they’re inessential consider putting them back.</p>
<p>•	Have them delivered. If impulse purchases are a huge problem, try the delivery and pickup service if available. Do this for two or three times and compare your overall expenses. Make sure the saved money more than compensate the delivery charges.</p>
<p>•	Don&#8217;t shop on an empty stomach. Everything looks tasty when you’re starved, making impulse purchases difficult to resist. A good time for shopping is right after a full meal. Keep a couple of granola bars in the car to ward off hunger if you haven’t had time to get a proper meal before shopping.</p>
<p>•	Don&#8217;t use the cart. Opt for a basket, if you only need to buy a few items. Less space means less room to put unnecessary items and to just get what you need. With less weight, you can walk faster and get out of the supermarket quicker.</p>
<p>•	Don&#8217;t be tempted when waiting in line. It is no accident that many impulse items are positioned close to the checkout lanes, where people tend to wait in line. As the result these things are slightly more expensive. To avoid being tempted, try to focus your attention elsewhere. Use your time to text a friend, work on a to-do list, update your Facebook wallpost, organize your coupons, whatever.</p>
<p>•	Find exciting hobbies. For some people, shopping is a pleasurable activity, to the point where it is considered a hobby. They visit supermarkets every three of four days for “just browsing.” If this describes you, direct your love of shopping into something cheaper or even profitable (such as, planting vegetables and fruits).</p>
]]></content:encoded>
			<wfw:commentRss>http://www.frugalbeagle.com/how-to-avoid-impulse-buying/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sticking To A Shopping List in The Grocery Store</title>
		<link>http://www.frugalbeagle.com/sticking-shopping-list-grocery-store/</link>
		<comments>http://www.frugalbeagle.com/sticking-shopping-list-grocery-store/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 09:10:51 +0000</pubDate>
		<dc:creator>Mr. Beagle</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[frugal tips]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.frugalbeagle.com/?p=14</guid>
		<description><![CDATA[A savvy consumer understands that a good moment to save cash is while pushing the shopping cart down those grocery store aisles. You can find many ways to save cash on groceries; however, not all of those tricks are obvious to the untrained eyes. With proper shopping, you can slash the grocery bill approximately in [...]]]></description>
			<content:encoded><![CDATA[<p>A savvy consumer understands that a good moment to save cash is while pushing the shopping cart down those grocery store aisles. You can find many ways to save cash on groceries; however, not all of those tricks are obvious to the untrained eyes.</p>
<p>With proper shopping, you can slash the grocery bill approximately in half without sacrificing essential nutrition requirements for your family needs. By carefully directing your supermarket shopping sprees, you will save hundreds or thousands of dollars each month, and you don&#8217;t have to live continuously on macaroni and cheese or Beanie Weenies either.</p>
<p>Put differently, you can still have your cheesecake and eat it cheerfully; only this time you will do it in frugal living fashion by spending significantly less than you do now. Now you can walk through the grocery aisles with a new insight and awareness that will make your family the envy of all grocery shoppers.</p>
<p>The average consumer enters a grocery store with list in hand, believing they have everything perfectly organized. Unfortunately, many end up filling their shopping carts with things they don’t need and had no intention of buying. Taking a couple of extra items you don&#8217;t previously plan to buy is understandable, however statistics show that most shoppers leave the grocery store with a dozen things they don’t need.</p>
<p>How does it compute in cents and dollars? No matter how cautiously they plan a shopping trip, many may spend about $2,500 per year on impulse buying!</p>
<p>People who adopt frugal living, on the other hand, always make a sensible shopping list and firmly stick to it. These people spend an hour or so each day clipping some coupons, analyzing their food supply, and always organize their next grocery shopping. When it comes to their actual shopping trip, these people know exactly what they need to do. Not only do well-designed lists make their shopping visits more cost-effective, but they also save the shoppers a considerable amount of time trying to determine what they need and want.</p>
<p>It’s not a coincidence that milk, bread, and other frequently purchased things are located on far side of the market. Store manager knows it will force you to walk across the whole store, improving the likelihood that you will buy something you don&#8217;t really need. They also understand that most shoppers have poor planning and wander through the grocery aisles because their grocery lists are just a hodgepodge of poorly organized items. To counter it, and save a significant amount of time, people who adopt frugal living group things on their lists: for example, all veggies and fruits should be together, all meats together, and all processed foods together. If you group those things on your list, you will be less likely to walk down a certain aisle more than once and be lured by an impulse buy. You will also save about 15 minutes of your shopping time and about $10-15 in unplanned transaction.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.frugalbeagle.com/sticking-shopping-list-grocery-store/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

